FLEET & LOGISTICS COVER
Fleet Cover Built for South African Logistics.
Whether you run 3 vans or 30 trucks, get tailored fleet quotes from insurers who understand goods-in-transit, driver risk, and logistics realities.
Cover for vans, bakkies, trucks and trailers
Goods-in-Transit add-on available
Volume discounts from 5+ vehicles
EXCLUDES UNLICENSED OR UNROADWORTHY VEHICLES
Success!
Your submission has been sent to our qualified business network partners. We'll leave it in their hands and they will be reaching out soon to work on next steps. Thanks for using Insure-Now!😊
WHY IT MATTERS?
Personal car cover doesn’t cover commercial loads.
If you’re moving goods or passengers for income, your standard motor policy may reject a claim. Fleet & logistics cover is built for the operating reality of South African transport businesses.
Compare & Save
Competitive quotes from multiple trusted insurers in minutes. Pay the right price, not more.
Goods-in-Transit
Cover for the cargo on board, not just the vehicle — essential for any business moving goods for clients.
Volume Discounts
Insure 10+ vehicles together to unlock fleet pricing — meaningfully cheaper than individual policies.
Driver Risk
Insurers who price fairly based on actual driver experience and history, not just blanket assumptions.
Hijack & Recovery
Tracking-device requirements, recovery support, and quick-payout protocols for hijacking incidents.
Trust Partners
We only work with insurers who genuinely understand the SA logistics environment.
COVER FOR THE WHOLE OPERATION
Your Fleet Keeps the Country Moving.
We connect you to insurers who underwrite logistics businesses every day — not generic motor cover stretched over a fleet. Get cover that matches how you actually operate.
Comprehensive cover across all vehicle classes
Goods-in-Transit cover for cargo on the road
Driver risk profiles factored fairly
24/7 roadside assistance and recovery
Single-policy admin across the whole fleet
TRUSTED BUSINESS PARTNER NETWORK
Security You Can Count On—Powered by Industry Experts.
We work only with reliable insurance providers who understand the specific risks of South African logistics — from N3 hijack hotspots to long-haul cargo routes.
- Multiple competing quotes — you choose the best
- No hidden fees or confusing fine print
- Fast approvals — get covered quickly
- Dedicated commercial-fleet specialists on hand
Vans . Trucks . Trailers
HOW IT WORKS?
What’s may be included in your quotes?
Moving from individual policies to a fleet policy was the single biggest cost-saving move we made last year. Wish we'd done it sooner.
Comprehensive Fleet
Accident, theft, hijack and third-party cover across your entire fleet under one policy.
Goods-in-Transit
Protection for cargo while in transit — by your fleet or by sub-contracted couriers.
App-Ready Docs
24/7 breakdown support, towing, and accident recovery anywhere in South Africa.
Optional Car Hire
Cover for driver injury and third-party claims arising from on-duty incidents.
I was new to e-hailing and didn't know which insurance was 'real' and which was a scam. This platform made it so simple to see my options in one place. I didn't have to call 10 different people; the quotes came to me. Highly recommend for anyone starting out on InDrive or Bolt.
Kindly note that this will depend on your insurance provider and your personal details.
REAL USE CASES
Fleet operators love it.
Insurers trust it.
South Africans love insure-now
“Quick and easy. I needed a letter of good standing and liability proof for a site visit by Monday; these guys got me sorted in minutes.”
Timothy M.
“I finally found a policy that understands the difference between a general contractor and a specialized electrician. The ‘Tender Assist’ feature helped me land my first municipal contract.”
Darren V
“No fluff, just the facts. I liked that I could compare the actual benefits like surgery and routine care side-by-side without being pressured into a specific plan.”
Donnie V
“I didn’t realize I could get 15% off by putting both my cats on one plan. The process was seamless, and the insurer called me within 10 minutes to finalize the details.”
Sizwe M
“I was overwhelmed trying to look at five different websites. This tool let me see the price difference between basic accident and full cover for my two fur babies in seconds.”
Leanne G
“The process was seamless. I filled in the form, and a qualified consultant called me within 10 minutes to explain how I could save by moving my three vans onto a single fleet plan.”
Lebron C.
“I didn’t realize my insurance could help me with debt collection. Using the ‘Biz Assist’ feature through the partner I found here has been a game-changer for my small courier company.”
Sibu K.
“I was new to e-hailing and didn’t know which insurance was ‘real’ and which was a scam. This platform made it so simple to see my options in one place.”
Mbali S. (Suzuki S-Presso):
“The best thing about using a comparison platform is that they know exactly what Uber and Bolt need. I got my quotes, picked the best one, and had my insurance certificate in my inbox… approved the same day.”
Thabo M. (Suzuki Ertiga)
“I had a small accident with a passenger in the car. My personal insurance rejected the claim because I was ‘working.’ … I used Insure-Now to find a proper commercial policy. Now I have the right papers for Uber and I know my claims will actually get paid.”
Malcom N. (Toyota Quest)
“I was with one of the ‘big’ insurers on a private plan. Not only was I not covered for Bolt, but I was paying way too much. I used Insure-Now, and within minutes I had three quotes. I picked the cheapest one… That’s R520 extra I take home every month now.”
Kabelo M. (VW Polo Driver)
“I bundled my car and home cover after using this site. The consultant called me within minutes, and I got a great discount for combining my policies… Highly recommended!”
Brandon L.
QUESTIONS
Frequently Asked
Can’t find what you’re looking for? Message us directly on FB messenger.
When does it make sense to switch to a fleet policy?
Generally from 5 vehicles upward, fleet pricing becomes meaningfully cheaper than individual cover — plus the admin savings of one policy, one renewal, one claim line.
Does fleet cover include the goods I'm transporting?
No — that’s Goods-in-Transit (GIT) cover, which is a separate add-on. Most logistics businesses need both.
What if a driver causes an accident?
Comprehensive fleet cover includes third-party damage and injury caused by your drivers on duty. Your driver risk profile influences premium.
Are tracking devices required?
For most commercial fleet policies — yes, especially on higher-value vehicles or hijack-prone routes. Insurers typically have approved provider lists.
How quickly will I be covered after I accept a quote?
Larger fleets sometimes require a brief inspection or driver schedule, but most policies activate within 24-48 hours of acceptance.
Compare fleet & logistics cover today
One form. Multiple quotes from licensed commercial insurers. You choose.