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CAR & HOME COVER

Smart Cover for Your Car and Your Home — In One Place.

Why pay two insurers when you can get bundled quotes from SA’s top names? Compare car and home cover in one quick form and unlock multi-policy discounts.

Bundle car + home for combined-policy savings

Comprehensive, third-party fire & theft, or building & contents

Same-day cover certificate to your inbox

EXCLUDES COMMERCIAL VEHICLES & E-HAILING USE

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What kind of property do you own?

We'll match you with the right home cover.

Your details

A licensed specialist will be in touch shortly.

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By submitting, you consent to Insure-now.co.za sharing your details with licensed insurance providers who will contact you to provide quotes.

Comprehensive Cover
Roadside Assist
Building Insurance
Contents Cover
Bundled Discounts
Hijack & Theft
Glass & Geyser
Comprehensive Cover
Roadside Assist
Building Insurance
Comprehensive Cover
Roadside Assist
Building Insurance
Contents Cover
Bundled Discounts
Hijack & Theft
Glass & Geyser
Comprehensive Cover
Roadside Assist
Building Insurance

WHY IT MATTERS?

Two policies. Two premiums. One headache.

Most South Africans pay two separate insurers for car and home — and miss out on the discounts that come from bundling. We match you with insurers who reward loyalty across both.

Compare & Save

Competitive quotes from multiple trusted insurers in minutes. Pay the right price, not more.

Bundled Discounts

Combine your car and home cover with one insurer to unlock multi-policy discounts of up to 20%.

Hijack & Theft

Comprehensive cover including tracking device support and full vehicle replacement options.

Home Emergency

Burst geyser, blocked drain, electrical fault — 24/7 plumbers and electricians on call.

Building & Contents

Cover your structure, your fixtures, and everything inside — under one straightforward policy.

Trust Partners

We only work with insurers who treat South African homeowners with the respect they deserve.

COVER FOR EVERYTHING YOU'VE WORKED FOR

Your Car. Your Home. Your Peace of Mind.

We connect you to insurers who treat your car and home as one financial picture. Streamline your admin and save in the process.

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Comprehensive car cover including hijack & theft

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Building and contents under one roof

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Multi-policy discounts of up to 20%

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Roadside assistance and home emergency services

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One claim line for both policies

TRUSTED BUSINESS PARTNER NETWORK

Security You Can Count On—Powered by Industry Experts.

We work only with reliable insurance providers who understand the unique needs of South African families and homeowners.

 

  • Multiple competing quotes — you choose the best
  • No hidden fees or confusing fine print
  • Fast approvals — get covered quickly
  • Dedicated personal-lines specialists on hand

Car . Home . Bundled

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HOW IT WORKS?

What’s may be included in your quotes?

Kindly note that this will depend on your insurance provider and your personal details.

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Protect the things that make your home!

Comprehensive Car Cover

Accident, theft, hijack and third-party damage — the full package.

Building Insurance

Cover for the physical structure, fixtures and permanent installations of your home.

App-Ready Docs

Furniture, electronics, clothing and personal items inside your home.

Optional Car Hire

24/7 emergency support for both your car (towing, fuel, tyre) and your home (plumbing, electrical, locksmith).

Kindly note that this will depend on your insurance provider and your personal details.

REAL USE CASES

Families love it.
Insurers trust it.

South Africans love insure-now

“Quick and easy. I needed a letter of good standing and liability proof for a site visit by Monday; these guys got me sorted in minutes.”

Timothy M.

Johannesburg

“I finally found a policy that understands the difference between a general contractor and a specialized electrician. The ‘Tender Assist’ feature helped me land my first municipal contract.”

Darren V

Western Cape

“No fluff, just the facts. I liked that I could compare the actual benefits like surgery and routine care side-by-side without being pressured into a specific plan.”

Donnie V

Cape Town

“I didn’t realize I could get 15% off by putting both my cats on one plan. The process was seamless, and the insurer called me within 10 minutes to finalize the details.”

Sizwe M

Johannesburg

“I was overwhelmed trying to look at five different websites. This tool let me see the price difference between basic accident and full cover for my two fur babies in seconds.”

Leanne G

Bloemfontein

“The process was seamless. I filled in the form, and a qualified consultant called me within 10 minutes to explain how I could save by moving my three vans onto a single fleet plan.”

Lebron C.

Cape Town

“I didn’t realize my insurance could help me with debt collection. Using the ‘Biz Assist’ feature through the partner I found here has been a game-changer for my small courier company.”

Sibu K.

Johannesburg

“I was new to e-hailing and didn’t know which insurance was ‘real’ and which was a scam. This platform made it so simple to see my options in one place.”

Mbali S. (Suzuki S-Presso):

Cape Town

“The best thing about using a comparison platform is that they know exactly what Uber and Bolt need. I got my quotes, picked the best one, and had my insurance certificate in my inbox… approved the same day.”

Thabo M. (Suzuki Ertiga)

Durban

“I had a small accident with a passenger in the car. My personal insurance rejected the claim because I was ‘working.’ … I used Insure-Now to find a proper commercial policy. Now I have the right papers for Uber and I know my claims will actually get paid.”

Malcom N. (Toyota Quest)

Western Cape

“I was with one of the ‘big’ insurers on a private plan. Not only was I not covered for Bolt, but I was paying way too much. I used Insure-Now, and within minutes I had three quotes. I picked the cheapest one… That’s R520 extra I take home every month now.”

Kabelo M. (VW Polo Driver)

Johannesburg

“I bundled my car and home cover after using this site. The consultant called me within minutes, and I got a great discount for combining my policies… Highly recommended!”

Brandon L.

George

QUESTIONS

Frequently Asked

Can’t find what you’re looking for? Message us directly on FB messenger.

 

Do I have to bundle my car and home cover?

No — but most insurers offer a meaningful discount when you do (often 10-20%). You can still get individual quotes for either if you prefer to keep them separate.

What's the difference between Building and Contents cover?

Building cover protects the physical structure of your home (walls, roof, fixed installations). Contents covers everything inside that you’d take with you if you moved (furniture, appliances, clothing, electronics).

Am I covered if my car is hijacked?

Yes, comprehensive car cover includes hijack and theft. Many insurers will require an approved tracking device for higher-value vehicles.

Does home cover include domestic worker injuries?

Some policies include domestic employer’s liability as standard; others offer it as an add-on. Always check the policy schedule.

How quickly will I be covered after I accept a quote?

Once you accept and the first premium is sorted, cover is typically active the same day — for both your car and your home.

Compare car & home cover today

One form. Multiple quotes from licensed SA insurers. You choose.