TRADESMEN LIABILITY COVER
Liability Cover That Lets You Bid for Bigger Jobs.
Most building sites and tenders require proof of public liability cover. Get fast, affordable liability insurance from SA’s top business insurers — so you can quote with confidence.
Public liability for damages incurred on the job
Letter of Good Standing & proof of cover same day
Tailored to your specific trade discipline
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Explore more covers →WHY IT MATTERS?
One uninsured site visit can end your business.
One slip, one damaged client property, one third-party injury — and without liability cover you’re personally on the hook for the legal bills. Tradesmen who carry proper cover quote bigger jobs and sleep better.
Compare & Save
Competitive quotes from multiple trusted insurers in minutes. Pay the right price, not more.
Public Liability
Accidental injury to a third party or damage to their property while you are working.
Products Liability
Protection for what you install or supply — long after you’ve left the site.
Employer's Liability
Protection against claims from employees who are injured while working for you.
Tools Add-On
Optional cover for the tools and equipment in your van or on site, against theft and damage.
Trust Partners
We only work with insurers who genuinely understand the trade — not generic business cover with a tradesman label slapped on.
COVER BUILT FOR THE TRADES
Your Hands Are Your Business.
We connect you to insurers who understand contractors, sub-contractors, and small trade businesses. Protect your livelihood without the corporate-broker complexity.
Public liability cover for damages on property
Products liability for what you install or build
Letter of Good Standing for tenders & site access
Optional tools-and-equipment add-on
Sole proprietors and small companies welcome
TRUSTED BUSINESS PARTNER NETWORK
Security You Can Count On—Powered by Industry Experts.
We work only with reliable insurance providers who understand the unique pressures faced by South African tradesmen and contractors.
- Multiple competing quotes — you choose the best
- No hidden fees or confusing fine print
- Fast approvals — get covered quickly
- Dedicated trades-and-contractor specialists on hand
Sparkies . Plumbers . Builders
HOW IT WORKS?
What’s may be included in your quotes?
Kindly note that this will depend on your insurance provider and your personal details.
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Protect the things that keep you working!
Public Liability
Financial cover for third-party injury or property damage.
Products Liability
For installations, builds and supplied goods — even after the job ends.
Tool Cover Optional
Optional cover for hand tools, power tools and equipment in transit or on site.
Kindly note that this will depend on your insurance provider and your personal details.
REAL USE CASES
Tradesmen love it.
Insurers trust it.
South Africans love insure-now
“Quick and easy. I needed a letter of good standing and liability proof for a site visit by Monday; these guys got me sorted in minutes.”
Timothy M.
“I finally found a policy that understands the difference between a general contractor and a specialized electrician. The ‘Tender Assist’ feature helped me land my first municipal contract.”
Darren V
“No fluff, just the facts. I liked that I could compare the actual benefits like surgery and routine care side-by-side without being pressured into a specific plan.”
Donnie V
“I didn’t realize I could get 15% off by putting both my cats on one plan. The process was seamless, and the insurer called me within 10 minutes to finalize the details.”
Sizwe M
“I was overwhelmed trying to look at five different websites. This tool let me see the price difference between basic accident and full cover for my two fur babies in seconds.”
Leanne G
“The process was seamless. I filled in the form, and a qualified consultant called me within 10 minutes to explain how I could save by moving my three vans onto a single fleet plan.”
Lebron C.
“I didn’t realize my insurance could help me with debt collection. Using the ‘Biz Assist’ feature through the partner I found here has been a game-changer for my small courier company.”
Sibu K.
“I was new to e-hailing and didn’t know which insurance was ‘real’ and which was a scam. This platform made it so simple to see my options in one place.”
Mbali S. (Suzuki S-Presso):
“The best thing about using a comparison platform is that they know exactly what Uber and Bolt need. I got my quotes, picked the best one, and had my insurance certificate in my inbox… approved the same day.”
Thabo M. (Suzuki Ertiga)
“I had a small accident with a passenger in the car. My personal insurance rejected the claim because I was ‘working.’ … I used Insure-Now to find a proper commercial policy. Now I have the right papers for Uber and I know my claims will actually get paid.”
Malcom N. (Toyota Quest)
“I was with one of the ‘big’ insurers on a private plan. Not only was I not covered for Bolt, but I was paying way too much. I used Insure-Now, and within minutes I had three quotes. I picked the cheapest one… That’s R520 extra I take home every month now.”
Kabelo M. (VW Polo Driver)
“I bundled my car and home cover after using this site. The consultant called me within minutes, and I got a great discount for combining my policies… Highly recommended!”
Brandon L.
QUESTIONS
Frequently Asked
Can’t find what you’re looking for? Message us directly on FB messenger.
Do I really need liability cover if I'm a sole trader?
Yes — and arguably more than a big firm does. As a sole trader, an uninsured liability claim comes out of your personal assets. One bad day on a job site can wipe out years of income.
How much liability cover do I actually need?
Most residential jobs are comfortably covered by R5M. For commercial sites, schools, or municipal tenders, R10M is often the minimum required. We’ll quote both so you can compare.
Can I get a Letter of Good Standing with my policy?
Yes — most of our partners issue this same-day or within 24 hours of policy activation, which is critical for tender deadlines.
Does liability cover include my tools?
No — liability covers third-party damage and injury. Tools are insured separately as an add-on or under a Tools & Equipment policy.
How quickly will I be covered after I accept a quote?
Most partners can issue cover the same day. Letter of Good Standing typically follows within 24 hours.
Compare tradesmen liability cover today
One form. Multiple quotes from licensed commercial insurers. You choose.